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股票指数期权 市场现状

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Market Finds Firmer Footing

It looks like the soft real estate market in Santa Clara County is poised to start gearing up again. At least that’s the way I see it playing out in the next few months. Driving my opinion is a mix of statistical and anecdotal data that reveals good inventory, matched with good demand, in 股票指数期权 市场现状 a favorable pricing environment.

Buyers are ready to buy

February sales 股票指数期权 市场现状 data shows an increase in sales activity. For Santa Clara County, unit sales, pending sales, inventory and average price are all up. Days on the market is shorter, which indicates buyers are more active. Anecdotally, several 股票指数期权 市场现状 agents in my office who’ve represented buyers since last year say 股票指数期权 市场现状 their clients have recently made offers to take advantage of more favorable pricing. This is evidence that buyers haven’t gone away. Many have just waited and are active now.

Buyers are more able to buy

Last year, mortgage interest rates steadily rose from April to November. In 股票指数期权 市场现状 that time, the real estate market steadily declined since its peak levels 股票指数期权 市场现状 in March. Going into 2019, it was widely presumed that more rate hikes were planned, and that real estate activity would be challenged as a result. This caused some industry observers to opine that there might be a widespread slowdown in the economy and perhaps even a recession as early as the end of the year.

More recently, there has been a change in interest rate predictions. The bias to 股票指数期权 市场现状 raise rates has tapered significantly. Many economists have changed their prediction of 4 rate hikes in 2019 to 2. Recent remarks and language used by Jerome Powell, Chairman of the FMOC, indicate they are less likely to raise interest rates. These remarks have led some observers to go so far as to predict 0 rate hikes in 2019.

Buyers have reasons to buy

Mortgage interest rates are back to where they were last year when the market was at its peak. Average home prices are 12% less than a year ago and plenty of inventory should protect against runaway prices. I believe these factors, along with normal seasonal forces, will get buyers back out in stronger numbers. If this happens, it will be good for sellers who look to shorten the time their house stays on the market. This soft market needed some stabilizing elements and I think they’re now in place.股票指数期权 市场现状

股票指数期权 市场现状

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How much do Chinese netizens care about data privacy?

Tap "Technode 动点科技“ for more on China's techBy Emma LeeChina has long been considered as a place where online privacy is nearly nonexistent 股票指数期权 市场现状 but various signs show that Chinese netizens’ awareness of privacy-related issues is increasing. M

Tap "Technode 动点科技“ for more on China's tech

China has long been considered as a place where online privacy is nearlynonexistent but various signs show that Chinese netizens’ awareness ofprivacy-related issues is increasing. Most talks on user privacy so far lookat the concept broadly, however, with delving into specifics on how Chinesepeople approach the problem in practice 股票指数期权 市场现状 and attitude.

Tencent’s research arm Penguin Intelligence released a report (in Chinese) toshed light on this complicated issue. Here is how Chinese netizens respondedto the issue of data leaks:

  • 35% of the 1,285 interviewed users show constant concerns over data leakage
  • a majority of 60.股票指数期权 市场现状 6% worries about the problem occasionally
  • 4% don’t care about it at all

Data leaks by various sites and platforms proved to be the top source ofusers’ concerns, followed by malpractice of employees and hacker attacks.

To some extent, users’ concerns are not groundless given the past practices ofChinese tech giants. Baidu CEO Robin Li landed himself in hot water earlierthis year for claims that Chinese internet users would trade privacy forconvenience and efficiency. Other popular apps like Alipay and WeChat werealso hit by similar public outcries for accessing user data without consent.

Password complexity is another example that shows how much people care abouttheir privacy. The 股票指数期权 市场现状 report shows around half (50.8%) of the interviewednetizens use a few passwords for most of their accounts. Overall 14% of themgo with the extreme practice of using the same password on every site orservice they access.

Around 58.9% of the users would change their password if they discover that aplatform is leaking data but only 41.股票指数期权 市场现状 1% would consider changing the passwordfor platforms that use the same or a similar password.

China’s younger generations tend to have more trust 股票指数期权 市场现状 in online platforms forhosting personal data. But a hard copy file is 股票指数期权 市场现状 still the most trusted way ofsaving such data according to over 40% interviewees. The finding is notsurprising considering that one Tencent Cloud user recently sued the companyfor $1.6 millionfordamage on file metadata caused by 股票指数期权 市场现状 bugs in the firmware.

During mandatory site and app registrations, Chinese netizens tend to becautious about giving out their real identity and information such as bankaccount, ID card, and address. They feel more secure in 股票指数期权 市场现状 giving their birthday,gender, and the name of the province they live in.

If the option is provided, 88.1% of Chinese online users choose to log in viathird-party accounts such as QQ, WeChat, and Weibo because of the extra layerof security protection. In other cases, they 股票指数期权 市场现状 prefer mobile phone over emailregistration for a faster and more convenient service.